Florida Relocation Guide

The 41-Point Florida Move Checklist

The exact timeline successful Florida retirees follow — from scouting trips to the day the moving truck pulls into your new driveway.

12-month countdownScouting trip plannerFlorida closing playbookMedical, tax & address checklists

Your 12-month countdown

Monthly action steps, organized in phases. Check items off as you go — your progress is saved on this device.

Months 12–10: Dream & Scout

Research, shortlist, and plan your scouting trips

Months 9–7: Money & Paperwork

Get your financial and legal house in order

Months 6–4: Sell & Buy

List your home and lock in the Florida property

Months 3–2: Plan the Move

Logistics, movers, and the downsizing push

Final Month: Close & Move

The countdown to the driveway moment

First 30 Days in Florida

Make it official and make it home

Scouting trip planner & home-hunt scorecard

Treat your scouting trip like a working trip. One area per day, one scorecard per home — the winner is usually obvious by day three.

1Community feel & age mix
2HOA fees, reserves & rules
3Distance to hospital & specialists
4Flood zone & insurance estimate
5Amenities you'll actually use
6Drive time to family/airport
7Resale strength of the area
Rate each 1–10 on every home you tour. Total the scores before you fly home.

The Florida closing playbook

Florida closings move fast. Follow this 30-day playbook once your offer is accepted.

Days 30–21

Title search ordered, HOA estoppel requested, insurance binder quoted, closing date locked.

Days 20–10

Clear any title issues, finalize loan docs or proof of funds, schedule walkthrough, confirm movers.

Days 9–3

Review the Closing Disclosure line by line, verify wire instructions by phone, set utilities to start on closing day.

Days 2–0

Final walkthrough, wire funds early, sign, get the keys — then change locks and test every system.

Medical, tax & address-change checklists

The paperwork nobody warns you about — handled in your first 30 days as a Florida resident.

Medical

  • Choose primary care, dentist & specialists
  • Transfer prescriptions to a local pharmacy
  • Confirm Medicare/Medicare Advantage networks
  • Request records from every current provider

Tax & Legal

  • File homestead exemption
  • Declaration of Domicile at county clerk
  • Update will, trust & powers of attorney to FL law
  • Notify CPA — Florida has no state income tax

Address Change

  • USPS forwarding + driver's license & voter registration
  • Banks, credit cards, investments & insurance
  • Subscriptions, memberships & loyalty programs
  • Social Security & Medicare address updates

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