All destinations
Chattanooga, Tennessee
Scenic river city, no income tax.
Outdoor LifestyleBudget Retirement
At a glance
182,000
Population
38
Median age
$56,000
Median income
$340,000
Median home price
0.65%/yr
Property tax
$3,500
Monthly budget
94 (100=avg)
Cost of living
208/yr
Sunny days
40/100
Walk score
CHA — Chattanooga (15 min)
Airport
4/5
Healthcare
55/100
Safety
Climate: Four mild seasons · State tax: No state income tax
Why retire in Chattanooga?
Chattanooga blends a revitalized riverfront with mountains, gigabit internet, and no state income tax — a value-driven outdoor retirement base.
Pros
- No state income tax
- Affordable homes
- Outdoor recreation everywhere
- Walkable riverfront
Consider
- Hot, humid summers
- Fewer luxury options
- Growing traffic
Lifestyle
Riverwalk, hiking and climbing on Lookout Mountain, aquarium, and a friendly downtown.
Housing options
Affordable single-family homes, riverfront condos, and growing 55+ options.
Healthcare
Erlanger and CHI Memorial provide regional care.
Senior living resources
Active-adult communities
Senior centers & OLLI
Extensive trails & greenways
Faith communities
Local housing market
$340,000
Median sale price
43
Avg days on market
+3% yr/yr
Appreciation